C
Southwest Capital Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southwest Capital Bank
Albuquerque, NM
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Rating C
Asset Quality Index 6.70
Capitalization Index 5.30
Liquidity Index 3.70
Profitability Index 8.00
Stability Index 5.50
Company Info Southwest Capital Bank
Albuquerque, NM
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FDIC Number 12258
Phone Number (505) 243-1890
Website www.southwestcapital.com
Asset Quality Southwest Capital Bank
Albuquerque, NM
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1-Year Asset Growth 6.83%
5-Year Asset Growth 8.16%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.66%
Non-Performing Loans to Loans 0.47%
Balance Sheet Southwest Capital Bank
Albuquerque, NM
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Total Assets 506.94M
Total Deposits 461.72M
Capital and Reserves Southwest Capital Bank
Albuquerque, NM
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Capital 43.75M
Leverage Ratio 9.75
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 18.50
Liquidity Southwest Capital Bank
Albuquerque, NM
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Hot Money Ratio 3.31%
Liquidity Ratio 33.88%
Profitability Southwest Capital Bank
Albuquerque, NM
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5-Year Return on Average Assets 0.90%
Net Income 5.35M
Net Interest Spread 4.19%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 63.01%
Return on Assets 2.19%
Return on Equity 24.87%