Southwest Capital Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.9 has resulted in Excellent (7.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (5.8 on a scale of 0 to 10) based on a risk-based capital ratio of 18.2 and a capital leverage ratio of 9.7. A current level of 5.5 percent of nonperforming loans to core capital combined with 16.5 percent from a year earlier contributes to the Good asset quality (5.4).
Asset Mix:
Securities (46%), comm re (26%), cash (9%), comm loans (9%), home mtgs (1%), other (10%)
States with Branches:
NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Las Vegas Bancorporation, Inc.
Investment Rating
--
Address
1410 Central Avenue, SW
Albuquerque, NM 87104
Albuquerque, NM 87104
Phone Number
(505) 247-7922
Year Founded
1890
FDIC Number
Website
Largest Affiliates
No affiliate information available.