Southwest Capital Bank
Major Rating Factors:
Excellent current capitalization (7.3 on a scale of 0 to 10) based on a risk-based capital ratio of 16.7 and a capital leverage ratio of 10.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 7.4 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Fair asset quality (4.5). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Fair (3.3) profitability.
Asset Mix:
Securities (39%), comm re (36%), comm loans (9%), cash (4%), home mtgs (1%), other (12%)
States with Branches:
NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Las Vegas Bancorporation, Inc.
Investment Rating
--
Address
1410 Central Avenue SW
Albuquerque, NM 87104
Albuquerque, NM 87104
Phone Number
(505) 247-7922
Year Founded
1890
FDIC Number
Website
Largest Affiliates
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