The First National Bank in Falfurrias
Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (9.2). Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8.
Other Rating Factors:
Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (8.0) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Securities (39%), cash (33%), comm loans (9%), comm re (7%), consumer loans (4%), home mtgs (3%), other (5%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
200 South Saint Mary Street
Falfurrias, TX 78355
Falfurrias, TX 78355
Phone Number
(361) 325-2565
Year Founded
1920
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.