B
The First National Bank in Falfurrias
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.62
Return On
Assets
1.88%
Total
Assets
89.93M
Capital
7.71M
Total
Deposits
82.15M
Net
Income
1.49M
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Weiss Ratings The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 7.90
Liquidity Index 6.10
Profitability Index 8.10
Stability Index 6.10
Company Info The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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FDIC Number 14095
Phone Number (361) 325-2565
Website www.fnbfal.com
Asset Quality The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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1-Year Asset Growth 17.11%
5-Year Asset Growth 0.47%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.38%
Non-Performing Loans to Loans 0.14%
Balance Sheet The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Total Assets 89.93M
Total Deposits 82.15M
Capital and Reserves The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Capital 7.71M
Leverage Ratio 9.62
Loan Loss Reserves to Loans 1.79%
Risk-Based Capital Ratio --
Liquidity The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Hot Money Ratio 3.63%
Liquidity Ratio 72.79%
Profitability The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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5-Year Return on Average Assets 1.39%
Net Income 1.49M
Net Interest Spread 4.57%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 59.34%
Return on Assets 1.88%
Return on Equity 18.82%