B
The First National Bank in Falfurrias
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.22
Return On
Assets
1.96%
Total
Assets
81.30M
Capital
7.91M
Total
Deposits
73.31M
Net
Income
386.00K
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Weiss Ratings The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Rating B
Asset Quality Index 9.00
Capitalization Index 8.80
Liquidity Index 6.00
Profitability Index 8.40
Stability Index 7.00
Company Info The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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FDIC Number 14095
Phone Number (361) 325-2565
Website www.fnbfal.com
Asset Quality The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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1-Year Asset Growth 3.80%
5-Year Asset Growth -0.53%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.49%
Non-Performing Loans to Loans 0.23%
Balance Sheet The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Total Assets 81.30M
Total Deposits 73.31M
Capital and Reserves The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Capital 7.91M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 2.03%
Risk-Based Capital Ratio --
Liquidity The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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Hot Money Ratio 5.63%
Liquidity Ratio 73.97%
Profitability The First National Bank in Falfurrias
Falfurrias, TX 		Click to
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5-Year Return on Average Assets 1.39%
Net Income 386.00K
Net Interest Spread 4.66%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 57.95%
Return on Assets 1.96%
Return on Equity 19.84%