The First National Bank in Falfurrias
Major Rating Factors:
A current level of 0.5 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Excellent asset quality (9.0). Excellent current capitalization (8.8 on a scale of 0 to 10) and a capital leverage ratio of 10.2.
Other Rating Factors:
Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 2.0 has resulted in Excellent (8.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Cash (45%), securities (27%), comm loans (10%), comm re (7%), consumer loans (4%), home mtgs (3%), other (5%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
200 South Saint Mary Street
Falfurrias, TX 78355
Falfurrias, TX 78355
Phone Number
(361) 325-2565
Year Founded
1920
FDIC Number
Website
Largest Affiliates
No affiliate information available.