C
Farmers State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.02
Return On
Assets
0.89%
Total
Assets
40.99M
Capital
4.12M
Total
Deposits
33.33M
Net
Income
367.00K
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Weiss Ratings Farmers State Bank
Phillipsburg, KS 		Click to
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Rating C
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 3.90
Stability Index 5.10
Company Info Farmers State Bank
Phillipsburg, KS 		Click to
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FDIC Number 14344
Phone Number (785) 543-5199
Website www.fsbphillipsburg.com
Asset Quality Farmers State Bank
Phillipsburg, KS 		Click to
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1-Year Asset Growth 6.78%
5-Year Asset Growth 2.97%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 1.27%
Non-Performing Loans to Capital 8.38%
Non-Performing Loans to Loans 2.37%
Balance Sheet Farmers State Bank
Phillipsburg, KS 		Click to
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Total Assets 40.99M
Total Deposits 33.33M
Capital and Reserves Farmers State Bank
Phillipsburg, KS 		Click to
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Capital 4.12M
Leverage Ratio 12.02
Loan Loss Reserves to Loans 1.88%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Phillipsburg, KS 		Click to
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Hot Money Ratio 32.94%
Liquidity Ratio 39.80%
Profitability Farmers State Bank
Phillipsburg, KS 		Click to
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5-Year Return on Average Assets 0.75%
Net Income 367.00K
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.92%
Overhead Efficiency Ratio 73.81%
Return on Assets 0.89%
Return on Equity 10.08%