C
Farmers State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Phillipsburg, KS
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Rating C
Asset Quality Index 6.20
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 4.00
Stability Index 5.20
Company Info Farmers State Bank
Phillipsburg, KS
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FDIC Number 14344
Phone Number (785) 543-5199
Website www.fsbphillipsburg.com
Asset Quality Farmers State Bank
Phillipsburg, KS
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1-Year Asset Growth 6.01%
5-Year Asset Growth 1.21%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans -0.12%
Non-Performing Assets to Assets 1.40%
Non-Performing Loans to Capital 7.54%
Non-Performing Loans to Loans 2.49%
Balance Sheet Farmers State Bank
Phillipsburg, KS
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Total Assets 42.02M
Total Deposits 33.68M
Capital and Reserves Farmers State Bank
Phillipsburg, KS
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Capital 3.94M
Leverage Ratio 12.17
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Phillipsburg, KS
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Hot Money Ratio 30.28%
Liquidity Ratio 36.92%
Profitability Farmers State Bank
Phillipsburg, KS
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5-Year Return on Average Assets 0.75%
Net Income 281.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 73.46%
Return on Assets 0.91%
Return on Equity 10.66%