Farmers State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.9 has resulted in Fair (3.9) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.0. A current level of 8.4 percent of nonperforming loans to core capital combined with 8.2 percent from a year earlier contributes to the Good asset quality (6.0).
Asset Mix:
Securities (37%), home mtgs (14%), consumer loans (6%), comm loans (5%), comm re (3%), other (36%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Flushing Financial Corporation
Investment Rating
--
Address
110 West State Street
Phillipsburg, KS 67661
Phillipsburg, KS 67661
Phone Number
(785) 543-5199
Year Founded
1909
FDIC Number
Website
Largest Affiliates
No affiliate information available.