B
Century Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Century Bank & Trust
Milledgeville, GA
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 8.20
Stability Index 6.30
Company Info Century Bank & Trust
Milledgeville, GA
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FDIC Number 147
Phone Number (478) 453-3571
Website www.centurybankonline.com
Asset Quality Century Bank & Trust
Milledgeville, GA
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1-Year Asset Growth 4.09%
5-Year Asset Growth 3.25%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.90%
Non-Performing Loans to Capital 3.42%
Non-Performing Loans to Loans 1.63%
Balance Sheet Century Bank & Trust
Milledgeville, GA
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Total Assets 363.77M
Total Deposits 321.00M
Capital and Reserves Century Bank & Trust
Milledgeville, GA
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Capital 40.62M
Leverage Ratio 13.60
Loan Loss Reserves to Loans 1.16%
Risk-Based Capital Ratio --
Liquidity Century Bank & Trust
Milledgeville, GA
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Hot Money Ratio 8.01%
Liquidity Ratio 25.56%
Profitability Century Bank & Trust
Milledgeville, GA
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5-Year Return on Average Assets 1.22%
Net Income 6.20M
Net Interest Spread 4.09%
Operating Profit to Average Assets 2.12%
Overhead Efficiency Ratio 52.50%
Return on Assets 1.66%
Return on Equity 17.09%