B
Century Bank & Trust
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Century Bank & Trust
Milledgeville, GA
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 8.30
Stability Index 6.30
Company Info Century Bank & Trust
Milledgeville, GA
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FDIC Number 147
Phone Number (478) 453-3571
Website www.centurybankonline.com
Asset Quality Century Bank & Trust
Milledgeville, GA
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1-Year Asset Growth 1.20%
5-Year Asset Growth 7.51%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 1.64%
Balance Sheet Century Bank & Trust
Milledgeville, GA
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Total Assets 359.17M
Total Deposits 318.33M
Capital and Reserves Century Bank & Trust
Milledgeville, GA
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Capital 38.82M
Leverage Ratio 13.33
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity Century Bank & Trust
Milledgeville, GA
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Hot Money Ratio 7.73%
Liquidity Ratio 25.21%
Profitability Century Bank & Trust
Milledgeville, GA
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5-Year Return on Average Assets 1.22%
Net Income 4.69M
Net Interest Spread 4.05%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 51.63%
Return on Assets 1.68%
Return on Equity 17.83%