B
Century Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Century Bank & Trust
Milledgeville, GA
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 8.50
Stability Index 6.30
Company Info Century Bank & Trust
Milledgeville, GA
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FDIC Number 147
Phone Number (478) 453-3571
Website www.centurybankonline.com
Asset Quality Century Bank & Trust
Milledgeville, GA
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1-Year Asset Growth 34.18%
5-Year Asset Growth 3.25%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.63%
Non-Performing Loans to Capital 2.68%
Non-Performing Loans to Loans 1.14%
Balance Sheet Century Bank & Trust
Milledgeville, GA
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Total Assets 490.74M
Total Deposits 435.30M
Capital and Reserves Century Bank & Trust
Milledgeville, GA
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Capital 52.66M
Leverage Ratio 11.79
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity Century Bank & Trust
Milledgeville, GA
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Hot Money Ratio 11.94%
Liquidity Ratio 26.89%
Profitability Century Bank & Trust
Milledgeville, GA
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5-Year Return on Average Assets 1.31%
Net Income 4.35M
Net Interest Spread 4.17%
Operating Profit to Average Assets 2.29%
Overhead Efficiency Ratio 49.24%
Return on Assets 1.81%
Return on Equity 17.95%