Century Bank & Trust
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.8. Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.8 has resulted in Excellent (8.5) profitability.
Other Rating Factors:
A current level of 2.7 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (8.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Securities (29%), comm re (22%), home mtgs (13%), cash (7%), comm loans (3%), home eq lns (2%), consumer loans (1%), other (23%)
States with Branches:
GA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Century Bancorp, Inc.
Investment Rating
--
Address
141 South Wayne Street
Milledgeville, GA 31061
Milledgeville, GA 31061
Phone Number
(478) 453-3571
Year Founded
1898
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.