| Weiss Ratings |
Home State Bank
Jefferson, IA |
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| Rating | ||||
| Asset Quality Index | 1.80 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 5.40 | |||
| Company Info |
Home State Bank
Jefferson, IA |
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| FDIC Number | 14867 | |||
| Phone Number | (515) 386-2131 | |||
| Website | www.hsbankiowa.com | |||
| Asset Quality |
Home State Bank
Jefferson, IA |
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| 1-Year Asset Growth | 8.49% | |||
| 5-Year Asset Growth | 12.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 2.77% | |||
| Non-Performing Loans to Capital | 20.40% | |||
| Non-Performing Loans to Loans | 3.39% | |||
| Balance Sheet |
Home State Bank
Jefferson, IA |
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| Total Assets | 480.74M | |||
| Total Deposits | 436.95M | |||
| Capital and Reserves |
Home State Bank
Jefferson, IA |
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| Capital | 41.52M | |||
| Leverage Ratio | 8.91 | |||
| Loan Loss Reserves to Loans | 2.61% | |||
| Risk-Based Capital Ratio | 11.31 | |||
| Liquidity |
Home State Bank
Jefferson, IA |
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| Hot Money Ratio | 40.65% | |||
| Liquidity Ratio | 15.46% | |||
| Profitability |
Home State Bank
Jefferson, IA |
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| 5-Year Return on Average Assets | 1.34% | |||
| Net Income | -649.00K | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | -0.28% | |||
| Overhead Efficiency Ratio | 62.46% | |||
| Return on Assets | -0.27% | |||
| Return on Equity | -3.14% | |||