| Weiss Ratings |
Home State Bank
Jefferson, IA |
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| Rating | ||||
| Asset Quality Index | 2.40 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.30 | |||
| Company Info |
Home State Bank
Jefferson, IA |
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| FDIC Number | 14867 | |||
| Phone Number | (515) 386-2131 | |||
| Website | www.hsbankiowa.com | |||
| Asset Quality |
Home State Bank
Jefferson, IA |
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| 1-Year Asset Growth | 6.97% | |||
| 5-Year Asset Growth | 12.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 3.38% | |||
| Non-Performing Loans to Capital | 24.83% | |||
| Non-Performing Loans to Loans | 4.19% | |||
| Balance Sheet |
Home State Bank
Jefferson, IA |
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| Total Assets | 460.24M | |||
| Total Deposits | 417.53M | |||
| Capital and Reserves |
Home State Bank
Jefferson, IA |
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| Capital | 40.68M | |||
| Leverage Ratio | 9.16 | |||
| Loan Loss Reserves to Loans | 1.55% | |||
| Risk-Based Capital Ratio | 11.31 | |||
| Liquidity |
Home State Bank
Jefferson, IA |
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| Hot Money Ratio | 36.95% | |||
| Liquidity Ratio | 15.08% | |||
| Profitability |
Home State Bank
Jefferson, IA |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 5.02M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 63.92% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 12.92% | |||