| Weiss Ratings |
Home State Bank
Jefferson, IA |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 3.70 | |||
| Company Info |
Home State Bank
Jefferson, IA |
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| FDIC Number | 14867 | |||
| Phone Number | (515) 386-2131 | |||
| Website | www.hsbankiowa.com | |||
| Asset Quality |
Home State Bank
Jefferson, IA |
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| 1-Year Asset Growth | 4.19% | |||
| 5-Year Asset Growth | 11.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | -0.10% | |||
| Non-Performing Assets to Assets | 1.18% | |||
| Non-Performing Loans to Capital | 3.15% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
Home State Bank
Jefferson, IA |
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| Total Assets | 444.10M | |||
| Total Deposits | 404.12M | |||
| Capital and Reserves |
Home State Bank
Jefferson, IA |
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| Capital | 37.95M | |||
| Leverage Ratio | 9.43 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 11.36 | |||
| Liquidity |
Home State Bank
Jefferson, IA |
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| Hot Money Ratio | 30.47% | |||
| Liquidity Ratio | 18.86% | |||
| Profitability |
Home State Bank
Jefferson, IA |
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| 5-Year Return on Average Assets | 1.39% | |||
| Net Income | 1.30M | |||
| Net Interest Spread | 3.68% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 67.40% | |||
| Return on Assets | 1.21% | |||
| Return on Equity | 13.80% | |||