Major Rating Factors:
A current level of 20.4 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Weak asset quality (1.8).
Other Rating Factors:
Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 11.3 and a capital leverage ratio of 8.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Comm re (29%), comm loans (14%), securities (11%), cash (7%), home mtgs (2%), home eq lns (1%), consumer loans (0%), other (36%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Greene Investment Co.
Investment Rating
--
Address
115 West State Street
Jefferson, IA 50129
Jefferson, IA 50129
Phone Number
(515) 386-2131
Year Founded
1934
FDIC Number
Website
Largest Affiliates
Slater, IA
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Bank
Audubon, IA
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Bank