Major Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.8 has resulted in Excellent (8.2) profitability. Excellent current capitalization (8.0 on a scale of 0 to 10) and a capital leverage ratio of 9.7.
Other Rating Factors:
A current level of 1.4 percent of nonperforming loans to core capital combined with 5.7 percent from a year earlier contributes to the Excellent asset quality (7.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (26%), home mtgs (19%), comm re (8%), comm loans (8%), cash (2%), consumer loans (1%), other (35%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Van Buren Bancorporation ESOP
Investment Rating
--
Address
19 Benton Avenue, East
Albia, IA 52531
Albia, IA 52531
Phone Number
(641) 932-2144
Year Founded
1930
FDIC Number
Website
Largest Affiliates
No affiliate information available.