Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 11.0 percent of nonperforming loans to core capital combined with 1.9 percent from a year earlier contributes to the Good asset quality (5.5).
Other Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.8 has resulted in Excellent (8.4) profitability. Excellent current capitalization (7.9 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Asset Mix:
Securities (22%), home mtgs (21%), comm re (9%), comm loans (9%), cash (2%), consumer loans (1%), other (38%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Van Buren Bancorporation ESOP
Investment Rating
--
Address
19 Benton Avenue, East
Albia, IA 52531
Albia, IA 52531
Phone Number
(641) 932-2144
Year Founded
1930
FDIC Number
Website
Largest Affiliates
No affiliate information available.