Major Rating Factors:
A current level of 14.3 percent of nonperforming loans to core capital combined with 17.0 percent from a year earlier contributes to the Fair asset quality (4.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (8.8 on a scale of 0 to 10) and a capital leverage ratio of 10.2. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.0 has resulted in Excellent (8.8) profitability.
Asset Mix:
Home mtgs (21%), securities (20%), comm re (9%), comm loans (8%), cash (3%), consumer loans (1%), other (39%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Van Buren Bancorporation ESOP
Investment Rating
--
Address
19 Benton Avenue, East
Albia, IA 52531
Albia, IA 52531
Phone Number
(641) 932-2144
Year Founded
1930
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.