B
First Iowa State Bank
AlbiaIA
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Iowa State Bank
Albia, IA
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Rating B
Asset Quality Index 7.30
Capitalization Index 8.00
Liquidity Index 2.40
Profitability Index 8.20
Stability Index 5.70
Company Info First Iowa State Bank
Albia, IA
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FDIC Number 14930
Phone Number (641) 932-2144
Website www.1stiowa.bank
Asset Quality First Iowa State Bank
Albia, IA
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1-Year Asset Growth 4.50%
5-Year Asset Growth 30.11%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.44%
Non-Performing Loans to Loans 0.26%
Balance Sheet First Iowa State Bank
Albia, IA
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Total Assets 366.09M
Total Deposits 325.96M
Capital and Reserves First Iowa State Bank
Albia, IA
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Capital 25.29M
Leverage Ratio 9.69
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio --
Liquidity First Iowa State Bank
Albia, IA
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Hot Money Ratio 17.75%
Liquidity Ratio 21.76%
Profitability First Iowa State Bank
Albia, IA
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5-Year Return on Average Assets 1.88%
Net Income 6.43M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 54.12%
Return on Assets 1.80%
Return on Equity 24.17%