C
First Iowa State Bank
AlbiaIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Iowa State Bank
Albia, IA
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Rating C
Asset Quality Index 5.60
Capitalization Index 8.60
Liquidity Index 1.60
Profitability Index 8.20
Stability Index 5.00
Company Info First Iowa State Bank
Albia, IA
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FDIC Number 14930
Phone Number (641) 932-2144
Website www.1stiowa.bank
Asset Quality First Iowa State Bank
Albia, IA
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1-Year Asset Growth 1.87%
5-Year Asset Growth 30.11%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 9.46%
Non-Performing Loans to Loans 1.48%
Balance Sheet First Iowa State Bank
Albia, IA
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Total Assets 377.50M
Total Deposits 340.02M
Capital and Reserves First Iowa State Bank
Albia, IA
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Capital 31.67M
Leverage Ratio 10.06
Loan Loss Reserves to Loans 1.69%
Risk-Based Capital Ratio --
Liquidity First Iowa State Bank
Albia, IA
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Hot Money Ratio 19.43%
Liquidity Ratio 18.05%
Profitability First Iowa State Bank
Albia, IA
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5-Year Return on Average Assets 1.89%
Net Income 5.31M
Net Interest Spread 4.44%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 49.16%
Return on Assets 1.88%
Return on Equity 24.03%