C
First Iowa State Bank
Albia,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Iowa State Bank
Albia, IA
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Rating C
Asset Quality Index 4.10
Capitalization Index 8.80
Liquidity Index 1.70
Profitability Index 8.80
Stability Index 6.60
Company Info First Iowa State Bank
Albia, IA
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FDIC Number 14930
Phone Number (641) 932-2144
Website www.1stiowa.bank
Asset Quality First Iowa State Bank
Albia, IA
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1-Year Asset Growth 7.23%
5-Year Asset Growth 22.75%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.74%
Non-Performing Assets to Assets 1.66%
Non-Performing Loans to Capital 14.29%
Non-Performing Loans to Loans 2.24%
Balance Sheet First Iowa State Bank
Albia, IA
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Total Assets 396.12M
Total Deposits 358.96M
Capital and Reserves First Iowa State Bank
Albia, IA
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Capital 34.38M
Leverage Ratio 10.20
Loan Loss Reserves to Loans 1.75%
Risk-Based Capital Ratio --
Liquidity First Iowa State Bank
Albia, IA
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Hot Money Ratio 18.59%
Liquidity Ratio 18.66%
Profitability First Iowa State Bank
Albia, IA
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5-Year Return on Average Assets 1.92%
Net Income 4.00M
Net Interest Spread 4.65%
Operating Profit to Average Assets 2.11%
Overhead Efficiency Ratio 46.63%
Return on Assets 2.03%
Return on Equity 24.54%