C
First Iowa State Bank
AlbiaIA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Iowa State Bank
Albia, IA
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Rating C
Asset Quality Index 5.50
Capitalization Index 7.90
Liquidity Index 1.50
Profitability Index 8.40
Stability Index 5.00
Company Info First Iowa State Bank
Albia, IA
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FDIC Number 14930
Phone Number (641) 932-2144
Website www.1stiowa.bank
Asset Quality First Iowa State Bank
Albia, IA
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1-Year Asset Growth 3.88%
5-Year Asset Growth 22.75%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 11.04%
Non-Performing Loans to Loans 1.41%
Balance Sheet First Iowa State Bank
Albia, IA
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Total Assets 380.28M
Total Deposits 340.33M
Capital and Reserves First Iowa State Bank
Albia, IA
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Capital 30.88M
Leverage Ratio 9.61
Loan Loss Reserves to Loans 1.86%
Risk-Based Capital Ratio --
Liquidity First Iowa State Bank
Albia, IA
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Hot Money Ratio 18.78%
Liquidity Ratio 18.48%
Profitability First Iowa State Bank
Albia, IA
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5-Year Return on Average Assets 1.89%
Net Income 6.92M
Net Interest Spread 4.54%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 48.80%
Return on Assets 1.84%
Return on Equity 23.16%