C
Highland Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.70
Leverage
Ratio
8.43
Return On
Assets
0.01%
Total
Assets
765.50M
Capital
57.43M
Total
Deposits
661.25M
Net
Income
103.00K
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Weiss Ratings Highland Bank
Saint Paul, MN 		Click to
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Rating C
Asset Quality Index 5.90
Capitalization Index 6.40
Liquidity Index 2.60
Profitability Index 1.90
Stability Index 5.80
Company Info Highland Bank
Saint Paul, MN 		Click to
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FDIC Number 16111
Phone Number (651) 698-2471
Website highland.bank
Asset Quality Highland Bank
Saint Paul, MN 		Click to
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1-Year Asset Growth 0.58%
5-Year Asset Growth 5.55%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 7.69%
Non-Performing Loans to Loans 0.83%
Balance Sheet Highland Bank
Saint Paul, MN 		Click to
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Total Assets 765.50M
Total Deposits 661.25M
Capital and Reserves Highland Bank
Saint Paul, MN 		Click to
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Capital 57.43M
Leverage Ratio 8.43
Loan Loss Reserves to Loans 2.33%
Risk-Based Capital Ratio 11.70
Liquidity Highland Bank
Saint Paul, MN 		Click to
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Hot Money Ratio 12.94%
Liquidity Ratio 24.39%
Profitability Highland Bank
Saint Paul, MN 		Click to
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5-Year Return on Average Assets 1.02%
Net Income 103.00K
Net Interest Spread 3.87%
Operating Profit to Average Assets 0.01%
Overhead Efficiency Ratio 71.94%
Return on Assets 0.01%
Return on Equity 0.18%