Highland Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Weak (1.5) profitability. A current level of 13.2 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Good asset quality (5.4).
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.1 and a capital leverage ratio of 8.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Comm re (36%), securities (24%), comm loans (18%), home eq lns (11%), home mtgs (4%), cash (2%), other (4%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Highland Bancshares, Inc.
Investment Rating
--
Address
2100 Ford Parkway
Saint Paul, MN 55116
Saint Paul, MN 55116
Phone Number
(651) 698-2471
Year Founded
1943
FDIC Number
Website
Largest Affiliates
No affiliate information available.