Major Rating Factors:
A current level of 12.3 percent of nonperforming loans to core capital combined with 6.0 percent from a year earlier contributes to the Fair asset quality (4.1). Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Fair (3.3) profitability.
Other Rating Factors:
Good current capitalization (5.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.3 and a capital leverage ratio of 7.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Cash (16%), securities (16%), home mtgs (14%), comm loans (11%), comm re (11%), consumer loans (1%), other (31%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Purdy Bancshares, Inc.
Investment Rating
--
Address
106 East Cleveland Avenue
Monett, MO 65708
Monett, MO 65708
Phone Number
(417) 235-6100
Year Founded
1944
FDIC Number
Website
Largest Affiliates
No affiliate information available.