Major Rating Factors:
A current level of 12.1 percent of nonperforming loans to core capital combined with 11.7 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.0 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 12.7 and a capital leverage ratio of 8.1. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.4 has resulted in Good (6.1) profitability.
Asset Mix:
Home mtgs (16%), securities (14%), comm re (13%), comm loans (12%), cash (11%), consumer loans (1%), other (33%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Purdy Bancshares, Inc.
Investment Rating
--
Address
100 Kay Avenue
Purdy, MO 65734
Purdy, MO 65734
Phone Number
(417) 442-3247
Year Founded
1944
FDIC Number
Website
Largest Affiliates
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