C
First State Bank of Ozarks
PurdyMO
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 5.10
Capitalization Index 6.00
Liquidity Index 2.60
Profitability Index 3.80
Stability Index 5.40
Company Info First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 16162
Phone Number (417) 442-3247
Website www.fsbozk.com
Asset Quality First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.78%
5-Year Asset Growth 5.72%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.78%
Non-Performing Loans to Capital 8.65%
Non-Performing Loans to Loans 1.15%
Balance Sheet First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 239.16M
Total Deposits 212.03M
Capital and Reserves First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
Capital 18.36M
Leverage Ratio 7.98
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 13.04
Liquidity First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 15.97%
Liquidity Ratio 18.13%
Profitability First State Bank of Ozarks
Purdy, MO
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.33%
Net Income 3.11M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 65.51%
Return on Assets 1.28%
Return on Equity 18.22%