The Peoples Bank
| Weiss Ratings |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 7.10 | |||
| Company Info |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 17073 | |||
| Phone Number | (912) 534-5101 | |||
| Website | www.thepeoplesbank.com | |||
| Asset Quality |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.53% | |||
| 5-Year Asset Growth | 9.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.51% | |||
| Non-Performing Loans to Capital | 2.85% | |||
| Non-Performing Loans to Loans | 1.47% | |||
| Balance Sheet |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 104.25M | |||
| Total Deposits | 90.34M | |||
| Capital and Reserves |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.60M | |||
| Leverage Ratio | 12.78 | |||
| Loan Loss Reserves to Loans | 0.69% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.05% | |||
| Liquidity Ratio | 48.00% | |||
| Profitability |
The Peoples Bank
Willacoochee, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 664.00K | |||
| Net Interest Spread | 3.04% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 77.35% | |||
| Return on Assets | 0.80% | |||
| Return on Equity | 6.62% | |||