C
The Peoples Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank
Willacoochee, GA
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Rating C
Asset Quality Index 6.40
Capitalization Index 9.00
Liquidity Index 3.60
Profitability Index 3.50
Stability Index 6.70
Company Info The Peoples Bank
Willacoochee, GA
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FDIC Number 17073
Phone Number (912) 534-5101
Website www.thepeoplesbank.com
Asset Quality The Peoples Bank
Willacoochee, GA
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1-Year Asset Growth 8.51%
5-Year Asset Growth 9.32%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 2.76%
Non-Performing Loans to Loans 1.45%
Balance Sheet The Peoples Bank
Willacoochee, GA
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Total Assets 113.90M
Total Deposits 100.29M
Capital and Reserves The Peoples Bank
Willacoochee, GA
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Capital 13.33M
Leverage Ratio 11.74
Loan Loss Reserves to Loans 0.70%
Risk-Based Capital Ratio --
Liquidity The Peoples Bank
Willacoochee, GA
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Hot Money Ratio 24.45%
Liquidity Ratio 50.99%
Profitability The Peoples Bank
Willacoochee, GA
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5-Year Return on Average Assets 0.76%
Net Income 166.00K
Net Interest Spread 2.84%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 81.96%
Return on Assets 0.58%
Return on Equity 5.00%