The Peoples Bank
| Weiss Ratings |
The Peoples Bank
Willacoochee, GA |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 6.80 | |||
| Company Info |
The Peoples Bank
Willacoochee, GA |
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| FDIC Number | 17073 | |||
| Phone Number | (912) 534-5101 | |||
| Website | www.thepeoplesbank.com | |||
| Asset Quality |
The Peoples Bank
Willacoochee, GA |
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| 1-Year Asset Growth | 7.95% | |||
| 5-Year Asset Growth | 9.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 3.31% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
The Peoples Bank
Willacoochee, GA |
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| Total Assets | 109.26M | |||
| Total Deposits | 95.58M | |||
| Capital and Reserves |
The Peoples Bank
Willacoochee, GA |
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| Capital | 13.40M | |||
| Leverage Ratio | 12.15 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The Peoples Bank
Willacoochee, GA |
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| Hot Money Ratio | 25.16% | |||
| Liquidity Ratio | 49.45% | |||
| Profitability |
The Peoples Bank
Willacoochee, GA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 387.00K | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 79.79% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 5.81% | |||