The Peoples Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.5. A current level of 2.8 percent of nonperforming loans to core capital combined with 3.3 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10). Fair liquidity 3.7, driven by a liquidity ratio of 49.5 percent and a “hot money” ratio of 24.4 percent.
Asset Mix:
Cash (38%), securities (23%), home mtgs (10%), comm re (4%), consumer loans (4%), comm loans (2%), other (18%)
States with Branches:
GA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Atkinson County Bankshares Corporation
Investment Rating
--
Address
Six Fleetwood Avenue, East
Willacoochee, GA 31650
Willacoochee, GA 31650
Phone Number
(912) 534-5101
Year Founded
1948
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.