Cottonwood Valley Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.1. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.4).
Other Rating Factors:
Good liquidity 6.4, driven by a liquidity ratio of 72.9 percent and a “hot money” ratio of 10.2 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Securities (57%), cash (9%), consumer loans (8%), comm loans (3%), comm re (1%), home mtgs (0%), other (21%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cedar Point Bancshares, Inc.
Investment Rating
--
Address
106 Main Street
Cedar Point, KS 66843
Cedar Point, KS 66843
Phone Number
(620) 274-4221
Year Founded
1914
FDIC Number
Largest Affiliates
No affiliate information available.