B
Cottonwood Valley Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cottonwood Valley Bank
Cedar Point, KS
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 3.90
Stability Index 5.30
Company Info Cottonwood Valley Bank
Cedar Point, KS
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FDIC Number 17160
Phone Number (620) 274-4221
Website onlinebanking.cottonwoodvalleybank.com/Pages/Default.html
Asset Quality Cottonwood Valley Bank
Cedar Point, KS
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1-Year Asset Growth -2.61%
5-Year Asset Growth 1.93%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.14%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Cottonwood Valley Bank
Cedar Point, KS
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Total Assets 38.68M
Total Deposits 33.45M
Capital and Reserves Cottonwood Valley Bank
Cedar Point, KS
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Capital 4.29M
Leverage Ratio 14.10
Loan Loss Reserves to Loans 3.88%
Risk-Based Capital Ratio --
Liquidity Cottonwood Valley Bank
Cedar Point, KS
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Hot Money Ratio 10.17%
Liquidity Ratio 72.85%
Profitability Cottonwood Valley Bank
Cedar Point, KS
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5-Year Return on Average Assets 0.33%
Net Income 330.00K
Net Interest Spread 2.71%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 62.65%
Return on Assets 1.14%
Return on Equity 12.16%