Cottonwood Valley Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.4. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (9.1).
Other Rating Factors:
Good liquidity 6.5, driven by a liquidity ratio of 75.1 percent and a “hot money” ratio of 10.4 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.3 on a scale of 0 to 10).
Asset Mix:
Securities (59%), cash (7%), consumer loans (7%), comm loans (2%), comm re (1%), home mtgs (0%), other (23%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cedar Point Bancshares, Inc.
Investment Rating
--
Address
106 Main Street
Cedar Point, KS 66843
Cedar Point, KS 66843
Phone Number
(620) 274-4221
Year Founded
1914
FDIC Number
Largest Affiliates
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