D
Albany Bank & Trust Co., National Association
Chicago,  IL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
16.72
Return On
Assets
0.61%
Total
Assets
711.67M
Capital
120.25M
Total
Deposits
584.89M
Net
Income
2.17M
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Weiss Ratings Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Rating D
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 3.60
Stability Index 9.00
Company Info Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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FDIC Number 17230
Phone Number (773) 267-7300
Website www.albanybank.com
Asset Quality Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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1-Year Asset Growth 0.15%
5-Year Asset Growth 3.05%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.48%
Non-Performing Loans to Capital 8.47%
Non-Performing Loans to Loans 1.85%
Balance Sheet Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Total Assets 711.67M
Total Deposits 584.89M
Capital and Reserves Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Capital 120.25M
Leverage Ratio 16.72
Loan Loss Reserves to Loans 0.96%
Risk-Based Capital Ratio --
Liquidity Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Hot Money Ratio 35.02%
Liquidity Ratio 19.06%
Profitability Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 2.17M
Net Interest Spread 2.86%
Operating Profit to Average Assets 0.89%
Overhead Efficiency Ratio 67.07%
Return on Assets 0.61%
Return on Equity 3.63%