D
Albany Bank & Trust Co., National Association
Chicago,  IL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
16.54
Return On
Assets
0.67%
Total
Assets
727.13M
Capital
121.32M
Total
Deposits
598.73M
Net
Income
3.59M
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Weiss Ratings Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Rating D
Asset Quality Index 5.00
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 3.80
Stability Index 3.70
Company Info Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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FDIC Number 17230
Phone Number (773) 267-7300
Website www.albanybank.com
Asset Quality Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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1-Year Asset Growth 3.25%
5-Year Asset Growth 3.05%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.40%
Non-Performing Loans to Capital 8.11%
Non-Performing Loans to Loans 1.82%
Balance Sheet Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Total Assets 727.13M
Total Deposits 598.73M
Capital and Reserves Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Capital 121.32M
Leverage Ratio 16.54
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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Hot Money Ratio 33.22%
Liquidity Ratio 22.44%
Profitability Albany Bank & Trust Co., National Association
Chicago, IL 		Click to
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5-Year Return on Average Assets 0.92%
Net Income 3.59M
Net Interest Spread 2.92%
Operating Profit to Average Assets 0.99%
Overhead Efficiency Ratio 64.29%
Return on Assets 0.67%
Return on Equity 4.00%