Major Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Fair (4.3) profitability. A current level of 8.1 percent of nonperforming loans to core capital contributes to the Good asset quality (5.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Asset Mix:
Comm re (22%), cash (19%), comm loans (8%), securities (6%), home mtgs (4%), home eq lns (1%), other (41%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Albank Corporation
Investment Rating
--
Address
3400 West Lawrence Avenue
Chicago, IL 60625
Chicago, IL 60625
Phone Number
(773) 267-7300
Year Founded
1953
FDIC Number
Website
Largest Affiliates
No affiliate information available.