C
Stone Bank
Rating Date
June 2025
Risk Based
Capital Ratio
12.09
Leverage
Ratio
8.63
Return On
Assets
1.05%
Total
Assets
852.08M
Capital
65.60M
Total
Deposits
656.69M
Net
Income
2.19M
My Lists My Alerts
Weiss Ratings Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.40
Capitalization Index 6.60
Liquidity Index 0.70
Profitability Index 4.90
Stability Index 4.30
Company Info Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 17431
Phone Number (870) 269-7311
Website www.stonebank.com
Asset Quality Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 9.06%
5-Year Asset Growth 15.22%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 9.77%
Non-Performing Loans to Loans 1.53%
Balance Sheet Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 852.08M
Total Deposits 656.69M
Capital and Reserves Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 65.60M
Leverage Ratio 8.63
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 12.09
Liquidity Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 43.06%
Liquidity Ratio 12.79%
Profitability Stone Bank
Mountain View, AR 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.24%
Net Income 2.19M
Net Interest Spread 2.64%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 59.89%
Return on Assets 1.05%
Return on Equity 13.52%