C
Stone Bank
Rating Date
October 2025
Risk Based
Capital Ratio
11.43
Leverage
Ratio
8.38
Return On
Assets
1.30%
Total
Assets
915.49M
Capital
69.93M
Total
Deposits
696.44M
Net
Income
8.46M
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Weiss Ratings Stone Bank
Mountain View, AR 		Click to
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Rating C
Asset Quality Index 4.80
Capitalization Index 6.40
Liquidity Index 0.60
Profitability Index 6.20
Stability Index 3.70
Company Info Stone Bank
Mountain View, AR 		Click to
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FDIC Number 17431
Phone Number (870) 269-7311
Website www.stonebank.com
Asset Quality Stone Bank
Mountain View, AR 		Click to
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1-Year Asset Growth 11.33%
5-Year Asset Growth 15.22%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 5.39%
Non-Performing Loans to Loans 0.97%
Balance Sheet Stone Bank
Mountain View, AR 		Click to
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Total Assets 915.49M
Total Deposits 696.44M
Capital and Reserves Stone Bank
Mountain View, AR 		Click to
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Capital 69.93M
Leverage Ratio 8.38
Loan Loss Reserves to Loans 1.38%
Risk-Based Capital Ratio 11.43
Liquidity Stone Bank
Mountain View, AR 		Click to
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Hot Money Ratio 44.73%
Liquidity Ratio 10.31%
Profitability Stone Bank
Mountain View, AR 		Click to
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5-Year Return on Average Assets 1.24%
Net Income 8.46M
Net Interest Spread 2.75%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 57.96%
Return on Assets 1.30%
Return on Equity 17.03%