C
Stone Bank
Rating Date
October 2025
Risk Based
Capital Ratio
11.84
Leverage
Ratio
8.35
Return On
Assets
1.04%
Total
Assets
873.81M
Capital
66.22M
Total
Deposits
690.60M
Net
Income
4.44M
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Weiss Ratings Stone Bank
Mountain View, AR 		Click to
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Rating C
Asset Quality Index 4.20
Capitalization Index 6.30
Liquidity Index 0.60
Profitability Index 4.90
Stability Index 3.70
Company Info Stone Bank
Mountain View, AR 		Click to
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FDIC Number 17431
Phone Number (870) 269-7311
Website www.stonebank.com
Asset Quality Stone Bank
Mountain View, AR 		Click to
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1-Year Asset Growth 7.29%
5-Year Asset Growth 15.22%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 11.46%
Non-Performing Loans to Loans 1.65%
Balance Sheet Stone Bank
Mountain View, AR 		Click to
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Total Assets 873.81M
Total Deposits 690.60M
Capital and Reserves Stone Bank
Mountain View, AR 		Click to
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Capital 66.22M
Leverage Ratio 8.35
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 11.84
Liquidity Stone Bank
Mountain View, AR 		Click to
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Hot Money Ratio 45.19%
Liquidity Ratio 12.39%
Profitability Stone Bank
Mountain View, AR 		Click to
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5-Year Return on Average Assets 1.24%
Net Income 4.44M
Net Interest Spread 2.57%
Operating Profit to Average Assets 1.35%
Overhead Efficiency Ratio 61.61%
Return on Assets 1.04%
Return on Equity 13.61%