Stone Bank
Major Rating Factors:
A current level of 7.4 percent of nonperforming loans to core capital combined with 12.4 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.7 has resulted in Excellent (7.2) profitability. Good current capitalization (6.4 on a scale of 0 to 10) based on a risk-based capital ratio of 11.7 and a capital leverage ratio of 8.4.
Asset Mix:
Comm re (27%), home mtgs (11%), securities (11%), comm loans (9%), cash (2%), consumer loans (1%), other (39%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MO/ARK Bancshares, Inc.
Investment Rating
--
Address
802 East Main Street
Mountain View, AR 72560
Mountain View, AR 72560
Phone Number
(870) 269-7311
Year Founded
1955
FDIC Number
Website
Largest Affiliates
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