Stone Bank
Major Rating Factors:
Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.9) profitability. A current level of 9.8 percent of nonperforming loans to core capital combined with 6.6 percent from a year earlier contributes to the Fair asset quality (4.4).
Other Rating Factors:
Good current capitalization (6.6 on a scale of 0 to 10) based on a risk-based capital ratio of 12.1 and a capital leverage ratio of 8.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Comm re (25%), home mtgs (12%), securities (11%), comm loans (9%), cash (3%), consumer loans (1%), other (39%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MO/ARK Bancshares, Inc.
Investment Rating
--
Address
802 East Main Street
Mountain View, AR 72560
Mountain View, AR 72560
Phone Number
(870) 269-7311
Year Founded
1955
FDIC Number
Website
Largest Affiliates
No affiliate information available.