B
City National Bank of West Virginia
Rating Date
October 2025
Risk Based
Capital Ratio
16.30
Leverage
Ratio
10.18
Return On
Assets
2.00%
Total
Assets
6.65B
Capital
739.80M
Total
Deposits
5.31B
Net
Income
100.18M
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Weiss Ratings City National Bank of West Virginia
Charleston, WV 		Click to
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Rating B
Asset Quality Index 8.10
Capitalization Index 8.80
Liquidity Index 3.60
Profitability Index 9.90
Stability Index 7.00
Company Info City National Bank of West Virginia
Charleston, WV 		Click to
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FDIC Number 17735
Phone Number (304) 926-3308
Website www.bankatcity.com
Asset Quality City National Bank of West Virginia
Charleston, WV 		Click to
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1-Year Asset Growth 3.67%
5-Year Asset Growth 5.98%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 2.01%
Non-Performing Loans to Loans 0.29%
Balance Sheet City National Bank of West Virginia
Charleston, WV 		Click to
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Total Assets 6.65B
Total Deposits 5.31B
Capital and Reserves City National Bank of West Virginia
Charleston, WV 		Click to
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Capital 739.80M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio 16.30
Liquidity City National Bank of West Virginia
Charleston, WV 		Click to
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Hot Money Ratio 12.56%
Liquidity Ratio 17.12%
Profitability City National Bank of West Virginia
Charleston, WV 		Click to
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5-Year Return on Average Assets 1.71%
Net Income 100.18M
Net Interest Spread 3.85%
Operating Profit to Average Assets 2.47%
Overhead Efficiency Ratio 48.18%
Return on Assets 2.00%
Return on Equity 19.86%