B
City National Bank of West Virginia
Rating Date
October 2025
Risk Based
Capital Ratio
15.58
Leverage
Ratio
9.63
Return On
Assets
1.95%
Total
Assets
6.58B
Capital
692.34M
Total
Deposits
5.31B
Net
Income
64.89M
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Weiss Ratings City National Bank of West Virginia
Charleston, WV 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 8.00
Liquidity Index 3.70
Profitability Index 9.70
Stability Index 7.00
Company Info City National Bank of West Virginia
Charleston, WV 		Click to
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FDIC Number 17735
Phone Number (304) 926-3308
Website www.bankatcity.com
Asset Quality City National Bank of West Virginia
Charleston, WV 		Click to
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1-Year Asset Growth 4.10%
5-Year Asset Growth 5.98%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 2.16%
Non-Performing Loans to Loans 0.32%
Balance Sheet City National Bank of West Virginia
Charleston, WV 		Click to
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Total Assets 6.58B
Total Deposits 5.31B
Capital and Reserves City National Bank of West Virginia
Charleston, WV 		Click to
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Capital 692.34M
Leverage Ratio 9.63
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio 15.58
Liquidity City National Bank of West Virginia
Charleston, WV 		Click to
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Hot Money Ratio 12.37%
Liquidity Ratio 17.57%
Profitability City National Bank of West Virginia
Charleston, WV 		Click to
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5-Year Return on Average Assets 1.71%
Net Income 64.89M
Net Interest Spread 3.78%
Operating Profit to Average Assets 2.39%
Overhead Efficiency Ratio 49.22%
Return on Assets 1.95%
Return on Equity 19.94%