City National Bank of West Virginia
Major Rating Factors:
Operating profits as a percentage of assets at 2.3%, coupled with a return on assets of 1.9 has resulted in Excellent (9.6) profitability. A current level of 2.6 percent of nonperforming loans to core capital combined with 1.7 percent from a year earlier contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Excellent current capitalization (7.3 on a scale of 0 to 10) based on a risk-based capital ratio of 14.9 and a capital leverage ratio of 9.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Home mtgs (31%), securities (21%), comm re (19%), comm loans (6%), cash (6%), home eq lns (3%), consumer loans (1%), other (12%)
States with Branches:
KY, OH, VA, WV
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
City Holding Company
Investment Rating
Address
3601 MacCorkle Ave, SE
Charleston, WV 25304
Charleston, WV 25304
Phone Number
(304) 926-3308
Year Founded
1957
FDIC Number
Website
Largest Affiliates
No affiliate information available.