C
Peoples Bank of Kankakee County
Rating Date
October 2025
Risk Based
Capital Ratio
14.90
Leverage
Ratio
7.88
Return On
Assets
0.59%
Total
Assets
357.16M
Capital
21.18M
Total
Deposits
301.73M
Net
Income
1.58M
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Weiss Ratings Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 5.90
Liquidity Index 4.30
Profitability Index 3.20
Stability Index 2.30
Company Info Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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FDIC Number 18566
Phone Number (815) 936-7600
Website www.peoplesbankdirect.com
Asset Quality Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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1-Year Asset Growth 5.38%
5-Year Asset Growth 9.36%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Total Assets 357.16M
Total Deposits 301.73M
Capital and Reserves Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Capital 21.18M
Leverage Ratio 7.88
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 14.90
Liquidity Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Hot Money Ratio 17.17%
Liquidity Ratio 37.37%
Profitability Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 1.58M
Net Interest Spread 2.61%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 51.84%
Return on Assets 0.59%
Return on Equity 11.66%