C
Peoples Bank of Kankakee County
Rating Date
March 2026
Risk Based
Capital Ratio
15.04
Leverage
Ratio
7.82
Return On
Assets
0.60%
Total
Assets
362.02M
Capital
22.04M
Total
Deposits
307.98M
Net
Income
2.16M
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Weiss Ratings Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Rating C
Asset Quality Index 8.70
Capitalization Index 5.80
Liquidity Index 4.50
Profitability Index 3.30
Stability Index 2.30
Company Info Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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FDIC Number 18566
Phone Number (815) 936-7600
Website www.peoplesbankdirect.com
Asset Quality Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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1-Year Asset Growth 7.01%
5-Year Asset Growth 4.88%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.11%
Non-Performing Loans to Loans 0.02%
Balance Sheet Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Total Assets 362.02M
Total Deposits 307.98M
Capital and Reserves Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Capital 22.04M
Leverage Ratio 7.82
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio 15.04
Liquidity Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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Hot Money Ratio 16.82%
Liquidity Ratio 39.33%
Profitability Peoples Bank of Kankakee County
Bourbonnais, IL 		Click to
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5-Year Return on Average Assets 0.86%
Net Income 2.16M
Net Interest Spread 2.73%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 56.01%
Return on Assets 0.60%
Return on Equity 11.39%