Peoples Bank of Kankakee County
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.6 has resulted in Fair (3.2) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (2.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Excellent asset quality (8.7). Good current capitalization (5.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.9 and a capital leverage ratio of 7.9.
Asset Mix:
Securities (31%), cash (20%), comm re (19%), home mtgs (8%), comm loans (5%), home eq lns (4%), consumer loans (3%), other (10%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Romy Hammes, Inc.
Investment Rating
--
Address
315 Main Street, NW
Bourbonnais, IL 60914
Bourbonnais, IL 60914
Phone Number
(815) 936-7600
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.