B
First Bank and Trust Company of Illinois
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
15.41
Return On
Assets
1.78%
Total
Assets
215.85M
Capital
35.54M
Total
Deposits
178.45M
Net
Income
3.96M
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Weiss Ratings First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Rating B
Asset Quality Index 3.80
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 7.60
Stability Index 5.70
Company Info First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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FDIC Number 18641
Phone Number (847) 358-6262
Website www.firstbankillinois.com
Asset Quality First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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1-Year Asset Growth 4.76%
5-Year Asset Growth 1.64%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 2.64%
Non-Performing Assets to Assets 1.85%
Non-Performing Loans to Capital 11.02%
Non-Performing Loans to Loans 3.18%
Balance Sheet First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Total Assets 215.85M
Total Deposits 178.45M
Capital and Reserves First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Capital 35.54M
Leverage Ratio 15.41
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio --
Liquidity First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Hot Money Ratio 37.61%
Liquidity Ratio 47.66%
Profitability First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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5-Year Return on Average Assets 0.41%
Net Income 3.96M
Net Interest Spread 6.24%
Operating Profit to Average Assets 2.23%
Overhead Efficiency Ratio 46.88%
Return on Assets 1.78%
Return on Equity 11.85%