C
First Bank and Trust Company of Illinois
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
15.17
Return On
Assets
1.91%
Total
Assets
228.64M
Capital
34.77M
Total
Deposits
191.83M
Net
Income
3.19M
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Weiss Ratings First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Rating C
Asset Quality Index 3.80
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 7.80
Stability Index 5.40
Company Info First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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FDIC Number 18641
Phone Number (847) 358-6262
Website www.firstbankillinois.com
Asset Quality First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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1-Year Asset Growth 6.90%
5-Year Asset Growth 1.90%
5-Year Charge-Offs to Average Loans 0.58%
Charge-Offs to Average Loans 2.23%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 14.43%
Non-Performing Loans to Loans 1.04%
Balance Sheet First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Total Assets 228.64M
Total Deposits 191.83M
Capital and Reserves First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Capital 34.77M
Leverage Ratio 15.17
Loan Loss Reserves to Loans 2.07%
Risk-Based Capital Ratio --
Liquidity First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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Hot Money Ratio 36.40%
Liquidity Ratio 58.30%
Profitability First Bank and Trust Company of Illinois
Palatine, IL 		Click to
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5-Year Return on Average Assets 0.41%
Net Income 3.19M
Net Interest Spread 6.51%
Operating Profit to Average Assets 2.58%
Overhead Efficiency Ratio 45.83%
Return on Assets 1.91%
Return on Equity 12.98%