Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 15.4. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.8 has resulted in Excellent (7.6) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). A current level of 11.0 percent of nonperforming loans to core capital combined with 21.1 percent from a year earlier contributes to the Fair asset quality (3.8).
Asset Mix:
Cash (38%), comm re (28%), comm loans (14%), securities (1%), home mtgs (1%), other (17%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Northwest Bancorporation of Illinois, Inc.
Investment Rating
--
Address
300 East Northwest Highway
Palatine, IL 60067
Palatine, IL 60067
Phone Number
(847) 358-6262
Year Founded
1962
FDIC Number
Website
Largest Affiliates
No affiliate information available.