C
First National Bank of Lake Jackson
Rating Date
March 2026
Risk Based
Capital Ratio
33.88
Leverage
Ratio
11.98
Return On
Assets
0.05%
Total
Assets
211.99M
Capital
6.80M
Total
Deposits
203.72M
Net
Income
104.00K
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Weiss Ratings First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Rating C
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 1.00
Stability Index 1.10
Company Info First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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FDIC Number 18895
Phone Number (979) 297-4012
Website www.fnblj.com
Asset Quality First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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1-Year Asset Growth -1.45%
5-Year Asset Growth -4.98%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Total Assets 211.99M
Total Deposits 203.72M
Capital and Reserves First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Capital 6.80M
Leverage Ratio 11.98
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 33.88
Liquidity First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Hot Money Ratio 8.97%
Liquidity Ratio 15.87%
Profitability First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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5-Year Return on Average Assets 0.30%
Net Income 104.00K
Net Interest Spread 1.60%
Operating Profit to Average Assets 0.05%
Overhead Efficiency Ratio 91.50%
Return on Assets 0.05%
Return on Equity 3.05%