First National Bank of Lake Jackson

Lake Jackson, TX

Rating Date

October 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.80
Capitalization Index	10.00
Liquidity Index	5.00
Profitability Index	0.90
Stability Index	0.80

Company Info	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
FDIC Number	18895
Phone Number	(979) 297-4012
Website	www.fnblj.com

Asset Quality	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.74%
5-Year Asset Growth	-4.86%
5-Year Charge-Offs to Average Loans	0.20%
Charge-Offs to Average Loans	0.02%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	192.21M
Total Deposits	185.51M

Capital and Reserves	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
Capital	5.94M
Leverage Ratio	12.06
Loan Loss Reserves to Loans	1.11%
Risk-Based Capital Ratio	35.91

Liquidity	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.96%
Liquidity Ratio	24.90%

Profitability	First National Bank of Lake Jackson Lake Jackson, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.30%
Net Income	-5.00K
Net Interest Spread	1.57%
Operating Profit to Average Assets	0.00%
Overhead Efficiency Ratio	93.91%
Return on Assets	0.00%
Return on Equity	-0.27%