C
First National Bank of Lake Jackson
Rating Date
October 2025
Risk Based
Capital Ratio
35.64
Leverage
Ratio
10.98
Return On
Assets
-0.05%
Total
Assets
226.52M
Capital
2.42M
Total
Deposits
223.37M
Net
Income
-63.00K
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Weiss Ratings First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Rating C
Asset Quality Index 9.90
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 0.70
Stability Index 1.10
Company Info First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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FDIC Number 18895
Phone Number (979) 297-4012
Website www.fnblj.com
Asset Quality First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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1-Year Asset Growth -4.07%
5-Year Asset Growth -4.86%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.01%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Total Assets 226.52M
Total Deposits 223.37M
Capital and Reserves First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Capital 2.42M
Leverage Ratio 10.98
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 35.64
Liquidity First National Bank of Lake Jackson
Lake Jackson, TX 		Click to
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Hot Money Ratio 8.81%
Liquidity Ratio 22.79%
Profitability First National Bank of Lake Jackson
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5-Year Return on Average Assets 0.30%
Net Income -63.00K
Net Interest Spread 1.55%
Operating Profit to Average Assets -0.05%
Overhead Efficiency Ratio 94.11%
Return on Assets -0.05%
Return on Equity -8.12%