First National Bank of Lake Jackson
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.1 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 35.6 and a capital leverage ratio of 11.0. A current level of 0.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.9).
Asset Mix:
Securities (57%), cash (22%), comm re (10%), comm loans (4%), consumer loans (0%), home mtgs (0%), other (6%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Austin Colony, Inc.
Investment Rating
--
Address
122 West Way Street
Lake Jackson, TX 77566
Lake Jackson, TX 77566
Phone Number
(979) 297-4012
Year Founded
1963
FDIC Number
Website
Largest Affiliates
No affiliate information available.