B
American Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
12.61
Leverage
Ratio
9.58
Return On
Assets
1.18%
Total
Assets
2.58B
Capital
251.90M
Total
Deposits
2.31B
Net
Income
22.74M
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Weiss Ratings American Bank, National Association
Corpus Christi, TX 		Click to
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Rating B
Asset Quality Index 7.90
Capitalization Index 7.90
Liquidity Index 2.70
Profitability Index 5.10
Stability Index 8.10
Company Info American Bank, National Association
Corpus Christi, TX 		Click to
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FDIC Number 20241
Phone Number (361) 888-8200
Website www.americanbank.com
Asset Quality American Bank, National Association
Corpus Christi, TX 		Click to
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1-Year Asset Growth 2.55%
5-Year Asset Growth 12.12%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 1.40%
Non-Performing Loans to Loans 0.49%
Balance Sheet American Bank, National Association
Corpus Christi, TX 		Click to
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Total Assets 2.58B
Total Deposits 2.31B
Capital and Reserves American Bank, National Association
Corpus Christi, TX 		Click to
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Capital 251.90M
Leverage Ratio 9.58
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 12.61
Liquidity American Bank, National Association
Corpus Christi, TX 		Click to
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Hot Money Ratio 11.56%
Liquidity Ratio 13.10%
Profitability American Bank, National Association
Corpus Christi, TX 		Click to
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5-Year Return on Average Assets 1.04%
Net Income 22.74M
Net Interest Spread 4.03%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 69.44%
Return on Assets 1.18%
Return on Equity 12.57%