American Bank, National Association
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10). Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 13.5 and a capital leverage ratio of 9.6.
Other Rating Factors:
A current level of 1.5 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.9). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Good (5.1) profitability.
Asset Mix:
Comm re (29%), comm loans (19%), securities (16%), home mtgs (12%), cash (9%), consumer loans (1%), other (14%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
American Bank Holding Corporation
Investment Rating
--
Address
800 North Shoreline Boulevard
Corpus Christi, TX 78401
Corpus Christi, TX 78401
Phone Number
(361) 888-8200
Year Founded
1970
FDIC Number
Website
Largest Affiliates
No affiliate information available.