C
Citizens Bank of Edinburg
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
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Assets
Capital
Total
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Net
Income
Weiss Ratings Citizens Bank of Edinburg
Edinburg, IL
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Rating C
Asset Quality Index 9.20
Capitalization Index 10.00
Liquidity Index 4.80
Profitability Index 3.00
Stability Index 5.20
Company Info Citizens Bank of Edinburg
Edinburg, IL
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FDIC Number 20454
Phone Number (217) 623-5284
Website www.edinburgbank.net
Asset Quality Citizens Bank of Edinburg
Edinburg, IL
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1-Year Asset Growth -6.08%
5-Year Asset Growth 1.98%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Bank of Edinburg
Edinburg, IL
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Total Assets 28.96M
Total Deposits 25.43M
Capital and Reserves Citizens Bank of Edinburg
Edinburg, IL
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Capital 3.31M
Leverage Ratio 11.93
Loan Loss Reserves to Loans 1.78%
Risk-Based Capital Ratio --
Liquidity Citizens Bank of Edinburg
Edinburg, IL
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Hot Money Ratio 13.72%
Liquidity Ratio 55.03%
Profitability Citizens Bank of Edinburg
Edinburg, IL
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5-Year Return on Average Assets 0.82%
Net Income 142.00K
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 62.05%
Return on Assets 0.95%
Return on Equity 8.72%