C
Citizens Bank of Edinburg
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
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Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Citizens Bank of Edinburg
Edinburg, IL
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Rating C
Asset Quality Index 9.20
Capitalization Index 9.30
Liquidity Index 5.00
Profitability Index 5.50
Stability Index 4.80
Company Info Citizens Bank of Edinburg
Edinburg, IL
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FDIC Number 20454
Phone Number (217) 623-5284
Website www.edinburgbank.net
Asset Quality Citizens Bank of Edinburg
Edinburg, IL
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1-Year Asset Growth 0.03%
5-Year Asset Growth 5.49%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Bank of Edinburg
Edinburg, IL
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Total Assets 32.48M
Total Deposits 29.05M
Capital and Reserves Citizens Bank of Edinburg
Edinburg, IL
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Capital 3.20M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity Citizens Bank of Edinburg
Edinburg, IL
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Hot Money Ratio 11.67%
Liquidity Ratio 55.57%
Profitability Citizens Bank of Edinburg
Edinburg, IL
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5-Year Return on Average Assets 0.74%
Net Income 278.00K
Net Interest Spread 3.41%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 55.26%
Return on Assets 1.16%
Return on Equity 12.26%