C
Citizens Bank of Edinburg
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.20
Capitalization Index 9.50
Liquidity Index 5.00
Profitability Index 5.30
Stability Index 5.10
Company Info Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 20454
Phone Number (217) 623-5284
Website www.edinburgbank.net
Asset Quality Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.91%
5-Year Asset Growth 1.98%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.00%
Balance Sheet Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 30.61M
Total Deposits 27.14M
Capital and Reserves Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 3.21M
Leverage Ratio 10.70
Loan Loss Reserves to Loans 1.74%
Risk-Based Capital Ratio --
Liquidity Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.62%
Liquidity Ratio 57.34%
Profitability Citizens Bank of Edinburg
Edinburg, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.74%
Net Income 344.00K
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 57.47%
Return on Assets 1.08%
Return on Equity 11.21%