Major Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.6. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.2).
Other Rating Factors:
Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Good (5.5) profitability. Fair liquidity 5.0, driven by a liquidity ratio of 55.6 percent and a “hot money” ratio of 11.7 percent.
Asset Mix:
Cash (43%), securities (25%), comm re (14%), home mtgs (5%), comm loans (4%), consumer loans (1%), other (9%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
CB Edinburg Holdings, Inc.
Investment Rating
--
Address
100 East Washington Street
Edinburg, IL 62531
Edinburg, IL 62531
Phone Number
(217) 623-5284
Year Founded
1971
FDIC Number
Website
Largest Affiliates
No affiliate information available.