B
First Peoples Bank of Tennessee
Rating Date
October 2025
Risk Based
Capital Ratio
15.61
Leverage
Ratio
11.34
Return On
Assets
0.73%
Total
Assets
222.06M
Capital
20.54M
Total
Deposits
193.83M
Net
Income
1.16M
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Weiss Ratings First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 4.10
Stability Index 4.30
Company Info First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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FDIC Number 21874
Phone Number (865) 475-9052
Website www.firstpeoplesbank.net
Asset Quality First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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1-Year Asset Growth 4.84%
5-Year Asset Growth 7.44%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.06%
Non-Performing Loans to Capital 0.50%
Non-Performing Loans to Loans 0.09%
Balance Sheet First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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Total Assets 222.06M
Total Deposits 193.83M
Capital and Reserves First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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Capital 20.54M
Leverage Ratio 11.34
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio 15.61
Liquidity First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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Hot Money Ratio 17.25%
Liquidity Ratio 22.95%
Profitability First Peoples Bank of Tennessee
Jefferson City, TN 		Click to
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5-Year Return on Average Assets 0.32%
Net Income 1.16M
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 75.09%
Return on Assets 0.73%
Return on Equity 8.11%