First Peoples Bank of Tennessee
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.1) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 11.4. A current level of 0.5 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Excellent asset quality (7.5).
Asset Mix:
Comm re (33%), securities (18%), home mtgs (13%), comm loans (8%), cash (5%), consumer loans (3%), home eq lns (2%), other (18%)
States with Branches:
TN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Peoples Bancorp, Inc.
Investment Rating
--
Address
206 West Broadway Boulevard
Jefferson City, TN 37760
Jefferson City, TN 37760
Phone Number
(865) 475-9052
Year Founded
1975
FDIC Number
Website
Largest Affiliates
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