D
Brazos National Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Brazos National Bank
Richwood, TX
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Rating D
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 0.40
Profitability Index 7.90
Stability Index 3.70
Company Info Brazos National Bank
Richwood, TX
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FDIC Number 24038
Phone Number (979) 265-1911
Website www.brazosbank.com
Asset Quality Brazos National Bank
Richwood, TX
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1-Year Asset Growth 6.10%
5-Year Asset Growth -0.62%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Brazos National Bank
Richwood, TX
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Total Assets 31.83M
Total Deposits 10.71M
Capital and Reserves Brazos National Bank
Richwood, TX
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Capital 15.97M
Leverage Ratio 48.10
Loan Loss Reserves to Loans 0.45%
Risk-Based Capital Ratio 84.29
Liquidity Brazos National Bank
Richwood, TX
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Hot Money Ratio 3.41%
Liquidity Ratio 29.89%
Profitability Brazos National Bank
Richwood, TX
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5-Year Return on Average Assets 3.19%
Net Income 458.00K
Net Interest Spread 7.45%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 91.95%
Return on Assets 2.03%
Return on Equity 3.89%