Major Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.1 has resulted in Fair (4.8) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 79.2 and a capital leverage ratio of 48.9. A current level of 0.0 percent of nonperforming loans to core capital combined with 4.8 percent from a year earlier contributes to the Excellent asset quality (8.3).
Asset Mix:
Home mtgs (73%), cash (11%), comm re (2%), consumer loans (0%), comm loans (0%), other (14%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Gulfport Bancshares of Delaware, Inc.
Investment Rating
--
Address
2300 Brazosport Boulevard, North
Richwood, TX 77531
Richwood, TX 77531
Phone Number
(979) 265-1911
Year Founded
1982
FDIC Number
Website
Largest Affiliates
No affiliate information available.