B
Habib American Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 5.10
Capitalization Index 6.50
Liquidity Index 1.90
Profitability Index 4.70
Stability Index 7.90
Company Info Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 25093
Phone Number (212) 532-4444
Website www.hab.bank
Asset Quality Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.08%
5-Year Asset Growth 7.74%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 5.09%
Non-Performing Loans to Loans 0.73%
Balance Sheet Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.84B
Total Deposits 1.96B
Capital and Reserves Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 252.24M
Leverage Ratio 8.49
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 14.03
Liquidity Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 54.80%
Liquidity Ratio 19.88%
Profitability Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.95%
Net Income 14.15M
Net Interest Spread 2.25%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 55.91%
Return on Assets 0.98%
Return on Equity 11.33%