B
Habib American Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.30
Capitalization Index 6.10
Liquidity Index 3.10
Profitability Index 4.30
Stability Index 7.10
Company Info Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 25093
Phone Number (212) 532-4444
Website www.habbank.com
Asset Quality Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.98%
5-Year Asset Growth 5.86%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.89%
Non-Performing Loans to Loans 0.28%
Balance Sheet Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.68B
Total Deposits 1.73B
Capital and Reserves Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 232.52M
Leverage Ratio 8.10
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio 14.55
Liquidity Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 53.41%
Liquidity Ratio 25.98%
Profitability Habib American Bank
New York, NY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.99%
Net Income 10.92M
Net Interest Spread 1.78%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 58.78%
Return on Assets 0.80%
Return on Equity 9.38%