B
Habib American Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Habib American Bank
New York, NY
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Rating B
Asset Quality Index 7.00
Capitalization Index 7.00
Liquidity Index 3.70
Profitability Index 4.00
Stability Index 6.50
Company Info Habib American Bank
New York, NY
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FDIC Number 25093
Phone Number (212) 532-4444
Website www.habbank.com
Asset Quality Habib American Bank
New York, NY
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1-Year Asset Growth 16.06%
5-Year Asset Growth 5.86%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.83%
Non-Performing Loans to Loans 0.44%
Balance Sheet Habib American Bank
New York, NY
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Total Assets 2.86B
Total Deposits 1.67B
Capital and Reserves Habib American Bank
New York, NY
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Capital 234.33M
Leverage Ratio 8.97
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 15.10
Liquidity Habib American Bank
New York, NY
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Hot Money Ratio 53.42%
Liquidity Ratio 34.47%
Profitability Habib American Bank
New York, NY
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5-Year Return on Average Assets 0.99%
Net Income 5.16M
Net Interest Spread 1.78%
Operating Profit to Average Assets 1.14%
Overhead Efficiency Ratio 59.89%
Return on Assets 0.79%
Return on Equity 8.91%