Major Rating Factors:
A current level of 1.9 percent of nonperforming loans to core capital combined with 2.0 percent from a year earlier contributes to the Excellent asset quality (7.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.1 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.1 on a scale of 0 to 10) based on a risk-based capital ratio of 14.6 and a capital leverage ratio of 8.1. Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.8 has resulted in Fair (4.3) profitability.
Asset Mix:
Comm re (44%), cash (23%), securities (10%), home mtgs (8%), comm loans (2%), consumer loans (0%), other (14%)
States with Branches:
CA, NJ, NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Maham Beteiligungsgesellschaft AG
Investment Rating
--
Address
150 East 45th Street
New York, NY 10017
New York, NY 10017
Phone Number
(212) 532-4444
Year Founded
1983
FDIC Number
Website
Largest Affiliates
No affiliate information available.