Pinnacle Bank
Major Rating Factors:
A current level of 10.2 percent of nonperforming loans to core capital combined with 8.8 percent from a year earlier contributes to the Fair asset quality (4.3). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Good (6.6) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 17.9 and a capital leverage ratio of 14.3. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.4 on a scale of 0 to 10).
Asset Mix:
Comm re (27%), securities (19%), comm loans (12%), home mtgs (6%), cash (5%), consumer loans (1%), home eq lns (1%), other (29%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sac & Fox Tribe Of The Mississippi In Iowa
Investment Rating
--
Address
2206 South Center Street
Marshalltown, IA 50158
Marshalltown, IA 50158
Phone Number
(641) 752-2393
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.