Pinnacle Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 3.2 percent of nonperforming loans to core capital combined with 11.8 percent from a year earlier contributes to the Good asset quality (5.0).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.2 and a capital leverage ratio of 14.7. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 1.7 has resulted in Excellent (8.1) profitability.
Asset Mix:
Comm re (25%), securities (21%), comm loans (8%), home mtgs (7%), cash (6%), consumer loans (1%), home eq lns (1%), other (30%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sac & Fox Tribe Of The Mississippi In Iowa
Investment Rating
--
Address
2206 South Center Street
Marshalltown, IA 50158
Marshalltown, IA 50158
Phone Number
(641) 752-2393
Year Founded
1927
FDIC Number
Website
Largest Affiliates
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