Pinnacle Bank
Major Rating Factors:
A current level of 9.3 percent of nonperforming loans to core capital combined with 8.0 percent from a year earlier contributes to the Fair asset quality (4.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.0 and a capital leverage ratio of 14.7. Operating profits as a percentage of assets at 2.0%, coupled with a return on assets of 1.5 has resulted in Excellent (8.0) profitability.
Asset Mix:
Comm re (27%), securities (18%), comm loans (11%), cash (9%), home mtgs (5%), consumer loans (1%), home eq lns (1%), other (27%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Sac & Fox Tribe Of The Mississippi In Iowa
Investment Rating
--
Address
2206 South Center Street
Marshalltown, IA 50158
Marshalltown, IA 50158
Phone Number
(641) 752-2393
Year Founded
1927
FDIC Number
Website
Largest Affiliates
No affiliate information available.