C
Pinnacle Bank
Rating Date
October 2025
Risk Based
Capital Ratio
17.91
Leverage
Ratio
14.33
Return On
Assets
1.35%
Total
Assets
298.78M
Capital
36.25M
Total
Deposits
258.58M
Net
Income
2.02M
My Lists My Alerts
Weiss Ratings Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 4.30
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 6.60
Stability Index 8.40
Company Info Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 252
Phone Number (641) 752-2393
Website www.bankpinnacle.us
Asset Quality Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 0.56%
5-Year Asset Growth 7.10%
5-Year Charge-Offs to Average Loans 0.37%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.52%
Non-Performing Loans to Capital 10.19%
Non-Performing Loans to Loans 2.17%
Balance Sheet Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 298.78M
Total Deposits 258.58M
Capital and Reserves Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 36.25M
Leverage Ratio 14.33
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio 17.91
Liquidity Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 30.87%
Liquidity Ratio 20.65%
Profitability Pinnacle Bank
Marshalltown, IA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.70%
Net Income 2.02M
Net Interest Spread 3.42%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 51.24%
Return on Assets 1.35%
Return on Equity 11.26%