D
Intercredit Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
19.89
Leverage
Ratio
10.05
Return On
Assets
-0.53%
Total
Assets
1.33B
Capital
129.66M
Total
Deposits
1.15B
Net
Income
-4.86M
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Weiss Ratings Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Rating D
Asset Quality Index 9.20
Capitalization Index 8.60
Liquidity Index 4.50
Profitability Index 0.00
Stability Index 5.70
Company Info Intercredit Bank, National Association
Coral Gables, FL 		Click to
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FDIC Number 25258
Phone Number (305) 375-8442
Website www.intercreditbank.com
Asset Quality Intercredit Bank, National Association
Coral Gables, FL 		Click to
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1-Year Asset Growth 94.53%
5-Year Asset Growth 38.71%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.37%
Non-Performing Loans to Loans 0.53%
Balance Sheet Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Total Assets 1.33B
Total Deposits 1.15B
Capital and Reserves Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Capital 129.66M
Leverage Ratio 10.05
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio 19.89
Liquidity Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Hot Money Ratio 15.66%
Liquidity Ratio 51.31%
Profitability Intercredit Bank, National Association
Coral Gables, FL 		Click to
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5-Year Return on Average Assets -0.12%
Net Income -4.86M
Net Interest Spread 2.14%
Operating Profit to Average Assets -0.71%
Overhead Efficiency Ratio 126.32%
Return on Assets -0.53%
Return on Equity -5.83%