D
Intercredit Bank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
20.30
Leverage
Ratio
10.45
Return On
Assets
-0.82%
Total
Assets
1.21B
Capital
114.86M
Total
Deposits
982.99M
Net
Income
-2.34M
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Weiss Ratings Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Rating D
Asset Quality Index 9.20
Capitalization Index 9.20
Liquidity Index 5.00
Profitability Index 0.00
Stability Index 5.60
Company Info Intercredit Bank, National Association
Coral Gables, FL 		Click to
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FDIC Number 25258
Phone Number (305) 375-8442
Website www.intercreditbank.com
Asset Quality Intercredit Bank, National Association
Coral Gables, FL 		Click to
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1-Year Asset Growth 108.78%
5-Year Asset Growth 38.71%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.40%
Non-Performing Loans to Loans 0.57%
Balance Sheet Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Total Assets 1.21B
Total Deposits 982.99M
Capital and Reserves Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Capital 114.86M
Leverage Ratio 10.45
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 20.30
Liquidity Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Hot Money Ratio 23.57%
Liquidity Ratio 55.06%
Profitability Intercredit Bank, National Association
Coral Gables, FL 		Click to
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5-Year Return on Average Assets -0.12%
Net Income -2.34M
Net Interest Spread 1.99%
Operating Profit to Average Assets -1.10%
Overhead Efficiency Ratio 137.70%
Return on Assets -0.82%
Return on Equity -9.52%