D
Intercredit Bank, National Association
Rating Date
October 2025
Risk Based
Capital Ratio
18.85
Leverage
Ratio
9.56
Return On
Assets
-0.61%
Total
Assets
1.27B
Capital
112.89M
Total
Deposits
1.09B
Net
Income
-3.62M
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Weiss Ratings Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Rating D
Asset Quality Index 9.20
Capitalization Index 7.80
Liquidity Index 4.70
Profitability Index 0.00
Stability Index 5.40
Company Info Intercredit Bank, National Association
Coral Gables, FL 		Click to
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FDIC Number 25258
Phone Number (305) 375-8442
Website www.intercreditbank.com
Asset Quality Intercredit Bank, National Association
Coral Gables, FL 		Click to
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1-Year Asset Growth 111.50%
5-Year Asset Growth 38.71%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.29%
Non-Performing Loans to Loans 0.50%
Balance Sheet Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Total Assets 1.27B
Total Deposits 1.09B
Capital and Reserves Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Capital 112.89M
Leverage Ratio 9.56
Loan Loss Reserves to Loans 1.50%
Risk-Based Capital Ratio 18.85
Liquidity Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Hot Money Ratio 18.81%
Liquidity Ratio 51.66%
Profitability Intercredit Bank, National Association
Coral Gables, FL 		Click to
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5-Year Return on Average Assets -0.12%
Net Income -3.62M
Net Interest Spread 2.08%
Operating Profit to Average Assets -0.82%
Overhead Efficiency Ratio 130.80%
Return on Assets -0.61%
Return on Equity -6.82%