D
Intercredit Bank, National Association
Rating Date
March 2026
Risk Based
Capital Ratio
17.69
Leverage
Ratio
10.35
Return On
Assets
-0.83%
Total
Assets
1.61B
Capital
144.28M
Total
Deposits
1.39B
Net
Income
-10.43M
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Weiss Ratings Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Rating D
Asset Quality Index 9.10
Capitalization Index 9.00
Liquidity Index 4.40
Profitability Index 0.00
Stability Index 5.20
Company Info Intercredit Bank, National Association
Coral Gables, FL 		Click to
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FDIC Number 25258
Phone Number (305) 375-8442
Website www.intercreditbank.com
Asset Quality Intercredit Bank, National Association
Coral Gables, FL 		Click to
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1-Year Asset Growth 51.45%
5-Year Asset Growth 65.60%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.59%
Non-Performing Loans to Loans 0.50%
Balance Sheet Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Total Assets 1.61B
Total Deposits 1.39B
Capital and Reserves Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Capital 144.28M
Leverage Ratio 10.35
Loan Loss Reserves to Loans 1.57%
Risk-Based Capital Ratio 17.69
Liquidity Intercredit Bank, National Association
Coral Gables, FL 		Click to
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Hot Money Ratio 10.97%
Liquidity Ratio 49.53%
Profitability Intercredit Bank, National Association
Coral Gables, FL 		Click to
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5-Year Return on Average Assets -0.12%
Net Income -10.43M
Net Interest Spread 2.13%
Operating Profit to Average Assets -1.11%
Overhead Efficiency Ratio 138.20%
Return on Assets -0.83%
Return on Equity -8.86%